Financing
Working Capital Finance: Loans for your day to day business needs
Innovative financing designed to fuel your business
Managing finance is unarguably the most important component of any business. For SMEs, timely finance is the key to making the most of business opportunities. Keeping this in mind, we at ICICI Bank have designed a package of loans to best suit their business requirements.
Term Loans: Invest in your business
Avail ICICI Bank’s Term Loans to make long term capital investments, whether in plant and machinery or commercial assets.
Customised Solutions
Get loans to match your specific needs. Our tailor made loans for SMEs let you choose the option most convenient and suitable for your business.
Loans for New Entities
The initial period is most difficult for a new business startup. Get working capital, cash credit facility and other loans from ICICI Bank after just a year of operations.
Collateral Free Loans
Loans without Financials
Finance for Importers & Exporters
Get Export Finance, Letter of Credit, Bank Guarantees and foreign currency loans to support your business.
Loans for Schools and Colleges
Secured Loan for Merchant Establishment against credit card swipes
Get loans of up to Rs 2 crore against your credit card receivables.
Working Capital Finance
Innovative financing designed to fuel your business
Get Export Credit, Overdraft facility, Bank Guarantees and other products from ICICI Bank designed to meet your Working Capital Needs. Quick processing, multiple collateral options and competitive interest rates ensure that this is the best option for your business.
You can get the following loans/facilities from ICICI Bank to manage your Working Capital
- Cash Credit limit/Overdraft facility to meet your everyday requirements
- Working capital limits to meet your export requirement. Export Credit for providing Pre and Post-Shipment finance to exporters
- Working capital limits in form of non fund based facilities – Letters of Credit and Buyers Credit to ensure timely delivery of goods
- Various types of Bank Guarantees to meet performance and financial obligations
Apply now for a Business Loan
Why ICICI Bank Working Capital Finance is the right choice for you
- Our decentralised operations ensure fast processing and quick availability of loans
- Our Relationship Manager works with you to help meet all your needs
- We offer competitive interest rates, commission and charges
- Our 3,000+ branch network and Anywhere Banking facility ensure ease of operations, collections and payments
To see FAQs Click here
Term Loans: Invest in Your Business
Borrow to expand your business and purchase commercial assets
Avail Term Loans to buy Commercial assets, set up a new industrial unit or expand/modernise your existing unit.
Apply now for a Business Loan
Features and Facilities
- Flexible repayment tenure
- Assessment based on future cash flows
- Composite loans comprising working capital and term loans provided for meeting all financial requirements
- Tenure up to 7 years
- Collateral Free Term Loans also available (up to Rs. 1 crore) under CGTMSE scheme.
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